LawCare Nigeria

Nigeria Legal Information & Law Reports

(On Appeal from the Court of Appeal in England.) Refuge Assurance Co., Ltd v. Kettlewell [1909] UKHL 1030 (05 March 1909)

Refuge Assurance Company, Limited

v.

Kettlewell.

 

Subject_Principal and Agent — Fraud of Agent — Principal Retaining Proceeds — Insurance — Fraud of Insurance Agent — Repayment of Paid Premiums.
Facts:

A person holding a policy of life insurance intended to give it up. An agent of the company informed her falsely that by paying for four years more she would become entitled to a fully paid-up policy. On the faith of this she continued paying premiums. At the end of the time the company refused to grant a free policy but retained her premiums.

Held that she was entitled to be repaid the premiums paid by her for the four years.

Headnote:

The facts of the case sufficiently appear from the rubric. Judgment in favour of the policy-holder was affirmed by the Court of Appeal ( Lord Alverstone, C.J.Sir J. Gorell Barnes, P., And Buckley, L.J.), reported [1908] 1 K.B. 545. The Insurance Company appealed.

At the conclusion of the argument for the appellants, their Lordships, without stating reasons, affirmed the judgment appealed against.

Appeal dismissed.

Counsel:

Counsel for Appellants— Manisty, K.C.— W. H. Owen—Nield—E. A. Hitchens. Agents— Hopwood & Sons, for C. M. Beaumont, Manchester.

Counsel for Respondent— Giveen. Agents— Clarkson, Green well, & Co., for John Barker, Grimsby.

 

 

Source: https://www.bailii.org/